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Question 79 - ECSS discussion

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Kevin logged into a banking application with his registered credentials and tried to transfer some amount from his account to Flora's account. Before transferring the amount to Flora's account, the application sent an OTP to Kevin's mobile for confirmation.

Which of the following authentication mechanisms is employed by the banking application in the above scenario?

A.

Single sign on (SSO) authentication

Answers
A.

Single sign on (SSO) authentication

B.

Smart card authentication

Answers
B.

Smart card authentication

C.

Biometric authentication

Answers
C.

Biometric authentication

D.

Two factor authentication

Answers
D.

Two factor authentication

Suggested answer: D

Explanation:

In the given scenario, the banking application employstwo-factor authentication (2FA). Here's why:

Registered Credentials: Kevin logs in with hisregistered credentials(username and password).

OTP (One-Time Password): The application sends anOTP to Kevin's mobilefor confirmation. This OTP serves as thesecond factorof authentication.

EC-Council Certified Security Specialist (E|CSS) documents and study guide.

EC-Council Certified Security Specialist (E|CSS) course materials12

Two-factor authentication enhances security by requiring users to provide two different authentication factors (usually something they know, like a password, and something they have, like an OTP) before granting access. It helps protect against unauthorized access even if one factor is compromised.

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asked 24/10/2024
Robbie Shen
34 questions
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