ABA CTFA Practice Test - Questions Answers, Page 20
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In credit card payments , late payment charges occur when you only pay the minimum payment.
A.
True
B.
False
C.
It depends
D.
There are no such charges
Dealer invoice is the amount a dealer is billed by the car manufacturer.
A.
True
B.
False
C.
It depends
D.
There is no such invoice
APR is the same as the interest rate.
A.
True
B.
False
C.
It depends
D.
APR is not comparable with interest rate
Dealer holdback is an allowance:
A.
That manufacturer gives to the buyer
B.
That supplier gives to the buyer
C.
That wholesaler gives to the buyer
D.
None of these
Dealer charges include:
A.
Manufacturer warranty
B.
Retailer warranty
C.
Producer warranty
D.
None of these
APR stands for:
A.
Average postal rate
B.
Annual percentage rate
C.
Average prudential rate
D.
Average percentage rate
Dealer charges include extras such as extended warranty.
A.
False
B.
True
C.
There are no such charges
D.
Sometimes it includes, sometimes not
In stocks, technical analysis is based on studying:
A.
P/E
B.
EPS trends
C.
Stock fundamentals
D.
Stock Charts
Socks that tends to periodically rise and fall are called:
A.
Defensive stocks
B.
Blue chips
C.
Cyclic stocks
D.
Income stocks
High price earnings ratio often indicate that investors:
A.
Are avoiding the company stock
B.
Are optimistic about the company
C.
Like the company products
D.
Don' t worry about the inflation
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