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ABA CTFA Practice Test - Questions Answers, Page 38

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Question 371

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Many young people receive health insurance benefits through their parents. Which of the following statements is true about health insurance coverage?

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Question 372

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If your credit card is stolen and the thief runs up a total debt of $1,000, but you notify the issuer of the card as soon as you discover it is missing, what is the maximum amount that you can be forced to pay according to federal law?

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Question 373

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Kelly and Pete just had a baby. They received money as baby gifts and want to put it away for the baby's education. Which of the following tends to have the highest growth over periods of time as long as 18 years?

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Question 374

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Maria worked her way through college earning $20,000 per year. After graduation, her first job pays $40,000. The total dollar amount Maria will have to pay in federal income taxes in her new job will:

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Question 375

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A voluntary program under Medicare that provides payments for services not covered under basic hospital insurance is called:

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Question 376

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Doug must borrow $12,000 to complete his college education. Which of the following would NOT be likely to reduce the finance charge rate?

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Question 377

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If you had a savings account at a bank, which of the following would be correct concerning the interest that you would earn on this account?

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Question 378

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Under which of the following circumstances would it be financially beneficial to you to borrow money to buy something now and repay it with future income?

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Question 379

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Retirement income paid by a company is called:

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Question 380

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Many people put aside money to take care of unexpected expenses. If John and Jenny have money put aside for emergencies, in which of the following forms would it be of LEAST benefit to them if they needed it right away?

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