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ABA CTFA Practice Test - Questions Answers, Page 36

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Question 351

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Need analysis method is a more detailed approach than multiple-of-earnings method. This method considers both financial obligations and financial resources of the insured and his or her dependents. Which of the following steps is/are involved in this method?

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Question 352

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Insurance that provides only death benefits, for a specified period, and does not provide accumulation of cash value is called:

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Question 353

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It is a term life policy written for a given number of years with coverage remaining unchanged throughout the effective period. What is it?

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Question 354

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It is a term life policy provision allowing the insured to renew the policy at the end of its term without having to show evidence of insurability

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Question 355

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Decreasing term policy is:

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Question 356

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__________ is the accumulated refundable value of an insurance policy; results from the investment earnings on paid-in insurance premiums.

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Question 357

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Three major types of whole life policies are available. Which of the following is/are Not out of those?

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Question 358

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Whole life insurance is a life insurance designed to offer ongoing insurance coverage over the course of an insured's entire life. The noteworthy advantage of whole life insurance is:

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Question 359

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Group health insurance is the health insurance consisting of contracts written between a group, (employer, union, etc.) and the health care provider. Most health insurance plans fall into one of two categories. Which one of the following set represents those two categories?

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Question 360

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A form of HMO in which subscribers receive services from physicians practicing from their own offices and from community hospitals affiliated with the IPA.

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