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ISC HCISPP Practice Test - Questions Answers, Page 13

List of questions

Question 121

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Some people receive too little health care because.

They are uninsured
They are uninsured
They are inadequately insured
They are inadequately insured
Physicians will not accept their Medicare coverage
Physicians will not accept their Medicare coverage
All of the above.
All of the above.
Suggested answer: D
asked 18/09/2024
BETTE SLETTER
42 questions

Question 122

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Lack of health insurance has become a middle class phenomenon among all except.

Those who are self employed
Those who are self employed
Those working in small businesses
Those working in small businesses
Those with traditional jobs in manufacturing
Those with traditional jobs in manufacturing
Those with part time jobs
Those with part time jobs
Suggested answer: C
asked 18/09/2024
monet washington
41 questions

Question 123

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Excessive health care is a concern because it is.

Wasteful
Wasteful
Costly
Costly
Potentially harmful
Potentially harmful
All of the above
All of the above
Suggested answer: D
asked 18/09/2024
Miguel Sartori
37 questions

Question 124

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The mode of payment that is considered to be regressive is.

Out-of-pocket payment.
Out-of-pocket payment.
Individual private insurance
Individual private insurance
Employment-based group private insurance.
Employment-based group private insurance.
Government financing.
Government financing.
Suggested answer: A
asked 18/09/2024
Angelica Caldeo
46 questions

Question 125

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Community rating is able to redistribute funds from the healthy to the sick by.

Providing benefits in excess of premiums to those who become ill.
Providing benefits in excess of premiums to those who become ill.
Setting premiums based on community experience, rather than that of subgroups.
Setting premiums based on community experience, rather than that of subgroups.
Charging the same premium for high-risk and low-risk populations.
Charging the same premium for high-risk and low-risk populations.
All of the above
All of the above
Suggested answer: D
asked 18/09/2024
Angela Rivalta
42 questions

Question 126

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Which of the following is true of experience rating?

High risk patients pay relatively low premiums.
High risk patients pay relatively low premiums.
It provides affordable coverage to the chronically ill.
It provides affordable coverage to the chronically ill.
Young, healthier groups have cheaper premiums.
Young, healthier groups have cheaper premiums.
The elderly have among the lowest premiums.
The elderly have among the lowest premiums.
Suggested answer: C
asked 18/09/2024
Daniel Melendez
55 questions

Question 127

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Max, who has worked all his life for Ford motors, is now 65 years old. He has not yet retired. Max is eligible for:

Medicare Part A
Medicare Part A
Medicare Part B
Medicare Part B
Both A and B
Both A and B
None of the above
None of the above
Suggested answer: C
asked 18/09/2024
Henock Asmerom
42 questions

Question 128

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The mode of payment that is considered to be proportional is.

Out -of pocket payment
Out -of pocket payment
Individual private insurance
Individual private insurance
Employment-based group private insurance
Employment-based group private insurance
Government financing
Government financing
Suggested answer: D
asked 18/09/2024
Venkatesh Ampolu
45 questions

Question 129

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Access to health care is measured by.

The type of insurance a person has.
The type of insurance a person has.
The number of times a person uses health care services.
The number of times a person uses health care services.
The quality of health care services a person has.
The quality of health care services a person has.
The number of physicians available to a person.
The number of physicians available to a person.
Suggested answer: B
asked 18/09/2024
Rio Ordonez
42 questions

Question 130

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True or false: For people with Medicaid coverage, access to health care is guaranteed.

True
True
False
False
Suggested answer: B
asked 18/09/2024
maria rocio ucha paz
46 questions
Total 305 questions
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