ISC HCISPP Practice Test - Questions Answers, Page 13
List of questions
Related questions
Question 121

Some people receive too little health care because.
They are uninsured
They are inadequately insured
Physicians will not accept their Medicare coverage
All of the above.
Suggested answer: D
Question 122

Lack of health insurance has become a middle class phenomenon among all except.
Those who are self employed
Those working in small businesses
Those with traditional jobs in manufacturing
Those with part time jobs
Suggested answer: C
Question 123

Excessive health care is a concern because it is.
Wasteful
Costly
Potentially harmful
All of the above
Suggested answer: D
Question 124

The mode of payment that is considered to be regressive is.
Out-of-pocket payment.
Individual private insurance
Employment-based group private insurance.
Government financing.
Suggested answer: A
Question 125

Community rating is able to redistribute funds from the healthy to the sick by.
Providing benefits in excess of premiums to those who become ill.
Setting premiums based on community experience, rather than that of subgroups.
Charging the same premium for high-risk and low-risk populations.
All of the above
Suggested answer: D
Question 126

Which of the following is true of experience rating?
High risk patients pay relatively low premiums.
It provides affordable coverage to the chronically ill.
Young, healthier groups have cheaper premiums.
The elderly have among the lowest premiums.
Suggested answer: C
Question 127

Max, who has worked all his life for Ford motors, is now 65 years old. He has not yet retired. Max is eligible for:
Medicare Part A
Medicare Part B
Both A and B
None of the above
Suggested answer: C
Question 128

The mode of payment that is considered to be proportional is.
Out -of pocket payment
Individual private insurance
Employment-based group private insurance
Government financing
Suggested answer: D
Question 129

Access to health care is measured by.
The type of insurance a person has.
The number of times a person uses health care services.
The quality of health care services a person has.
The number of physicians available to a person.
Suggested answer: B
Question 130

True or false: For people with Medicaid coverage, access to health care is guaranteed.
True
False
Suggested answer: B
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