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ISC HCISPP Practice Test - Questions Answers, Page 8

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For most privately insured Americans, health insurance is:

A.
Employer-based
A.
Employer-based
Answers
B.
Financed by the government
B.
Financed by the government
Answers
C.
Privately purchased
C.
Privately purchased
Answers
D.
None of the above
D.
None of the above
Answers
Suggested answer: A

Medicare is primarily for people who meet the following eligibility requirement:

A.
Elderly
A.
Elderly
Answers
B.
Low-income
B.
Low-income
Answers
C.
Children
C.
Children
Answers
D.
Disabled
D.
Disabled
Answers
Suggested answer: A

Medicaid is primarily for people who meet the following eligibility requirement:

A.
Elderly
A.
Elderly
Answers
B.
Low-income
B.
Low-income
Answers
C.
Children
C.
Children
Answers
D.
Disabled
D.
Disabled
Answers
Suggested answer: B

The role of the government in the U.S. healthcare system is:

A.
Regulator
A.
Regulator
Answers
B.
Major financer
B.
Major financer
Answers
C.
Medicare and Medicaid reimbursement rate-setter
C.
Medicare and Medicaid reimbursement rate-setter
Answers
D.
All of the above
D.
All of the above
Answers
Suggested answer: D

Which of the following is a characteristic of a socialized health insurance system?

A.
Health care is financed through government-mandated contributions by employers and employees
A.
Health care is financed through government-mandated contributions by employers and employees
Answers
B.
Health care is delivered by government-employed providers
B.
Health care is delivered by government-employed providers
Answers
C.
Both a and b
C.
Both a and b
Answers
D.
Neither a nor b
D.
Neither a nor b
Answers
Suggested answer: A

Which of the following is an overarching goal of Healthy People 2010?

A.
Decrease health care costs
A.
Decrease health care costs
Answers
B.
Create a more coordinated health care system
B.
Create a more coordinated health care system
Answers
C.
Establish a national health insurance program
C.
Establish a national health insurance program
Answers
D.
Increase quality and years of healthy life
D.
Increase quality and years of healthy life
Answers
Suggested answer: D

Which of the following is a dimension of social health?

A.
Sociability
A.
Sociability
Answers
B.
Community involvement
B.
Community involvement
Answers
C.
Marital satisfaction
C.
Marital satisfaction
Answers
D.
All of the above
D.
All of the above
Answers
Suggested answer: D

Supplier-induced demand is created by:

A.
Patients
A.
Patients
Answers
B.
Providers
B.
Providers
Answers
C.
Health insurance companies
C.
Health insurance companies
Answers
D.
The government
D.
The government
Answers
Suggested answer: B

In a free market who would pay for the delivery of health care services?

A.
numerous health insurance companies
A.
numerous health insurance companies
Answers
B.
patients
B.
patients
Answers
C.
government
C.
government
Answers
D.
multiple payers
D.
multiple payers
Answers
Suggested answer: B

A multiple payer system is more cumbersome than a single payer system for all of the following reasons except:

A.
There are numerous health plans, which is difficult for providers to handle
A.
There are numerous health plans, which is difficult for providers to handle
Answers
B.
Payments are not standardized across health plans
B.
Payments are not standardized across health plans
Answers
C.
Some healthcare services are covered for people in the north, but not in the south
C.
Some healthcare services are covered for people in the north, but not in the south
Answers
D.
Government programs required extensive documentation proving services were provided before paying providers
D.
Government programs required extensive documentation proving services were provided before paying providers
Answers
Suggested answer: C
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