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ISC HCISPP Practice Test - Questions Answers, Page 9

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For most privately insured Americans, health insurance is:

A.
employer based
A.
employer based
Answers
B.
financed by the government
B.
financed by the government
Answers
C.
privately purchased
C.
privately purchased
Answers
D.
none of the above
D.
none of the above
Answers
Suggested answer: A

When providers deliver unnecessary services with the objective of protection themselves against lawsuits, this practice is called

A.
defensive medicine
A.
defensive medicine
Answers
B.
supplier-induced demand
B.
supplier-induced demand
Answers
C.
primary protection
C.
primary protection
Answers
D.
legal risk
D.
legal risk
Answers
Suggested answer: A

Which central agency manages the health care delivery system in the United States?

A.
Centers for Disease Control and Prevention
A.
Centers for Disease Control and Prevention
Answers
B.
Department of Health and Human Services
B.
Department of Health and Human Services
Answers
C.
Department of Commerce
C.
Department of Commerce
Answers
D.
NONE
D.
NONE
Answers
Suggested answer: D

In the U.S. health care system, which of the following creates a separation between financing and delivery?

A.
Moral hazard
A.
Moral hazard
Answers
B.
Phantom providers
B.
Phantom providers
Answers
C.
Payment
C.
Payment
Answers
D.
Insurance
D.
Insurance
Answers
Suggested answer: A

True or False? In a single-payer system, the primary payer usually is an insurance company.

A.
True
A.
True
Answers
B.
False
B.
False
Answers
Suggested answer: B

True or False? In a free market, multiple patients and providers act interdependently.

A.
True
A.
True
Answers
B.
False
B.
False
Answers
Suggested answer: B

Reimbursement is associated with which of the quad functions?

A.
Payment
A.
Payment
Answers
B.
Insurance
B.
Insurance
Answers
C.
Financing
C.
Financing
Answers
D.
Delivery
D.
Delivery
Answers
Suggested answer: D

What is the meaning of the term 'Access'?

A.
All citizens have health insurance coverage
A.
All citizens have health insurance coverage
Answers
B.
Ability to get health care when needed
B.
Ability to get health care when needed
Answers
C.
Availability of services
C.
Availability of services
Answers
D.
Employer-based health insurance
D.
Employer-based health insurance
Answers
Suggested answer: B

True or False? The government health coverage program for the elderly and certain people with disabilities is called Medicaid.

A.
True
A.
True
Answers
B.
False
B.
False
Answers
Suggested answer: B

Which of the following forces remains relatively stable, and major shifts in this area would be necessary to bring about any fundamental change in the US health care delivery system?

A.
Economic forces
A.
Economic forces
Answers
B.
Political change
B.
Political change
Answers
C.
Beliefs and values
C.
Beliefs and values
Answers
D.
Social forces
D.
Social forces
Answers
Suggested answer: C
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